If you've read my previous post, you'll see that I cannot qualify for [clarification: as much home as I would like] due to lenders tightening up their reigns. Why? Because of asshats like these:
http://finance.yahoo.com/news/Owners-Stop-Paying-Mortgage-nytimes-4276925797.html?x=0
Foreclosure has allowed them to stabilize the family business. Go to Outback occasionally for a steak. Take their gas-guzzling airboat out for the weekend. Visit the Hard Rock Casino.
“Instead of the house dragging us down, it’s become a life raft,” said Mr. Pemberton, who stopped paying the mortgage on their house here last summer. “It’s really been a blessing.”
You know what? If you buy a house, and you don't pay on it, guess what that makes you? A THIEF. Yes, a THIEF. You promised to pay, and then you stopped. HOW DARE YOU???
And yeah, I know there are people who may be reading this who have either gone through a foreclosure, or know someone close to them who has. I'm not one bit sorry for my comments. Yeah, the economy sucks, but there is ALWAYS a way to work on your obligations, even if you cant quite meet them. To stop paying on your house so that you can have fun on your boat, or go to an upscale steakhouse is DISGUSTING...
Actually, I should be thanking you. Thank you for forcing the lenders to not be allowed to sucker me into buying more home than I can afford. Thank you for forcing the lenders to hold me responsible, and for me to have realistic expectations on a home I can afford so that if something ever happened to me in the future, I wouldn't be so down on my luck that the only way to go boating or out to eat would be to take on the personality of a thief and STEAL from the lenders.
Good GOD I'm in a mood. This article fired me up. These selfish people are going to get what's coming to them...one way or another.
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