So, my FINAL student loan finally posted to the direct loans website. I emailed Adam, my lender with Met Life this morning, to inform him. I asked how it may could affect my loan, and asked what I needed to do to make sure the mortgage loan process ran smoothly.
Long story short, the loan is listed as deferred until October 2011, because the school listed the last day of the school year (4/29/11) as my last day of classes, even though I technically will finish classes in December 2010. Because October 2011 is more than 12 months out, the loan will not count in my debt ratio. Additionally, Adam confirmed today that my credit check was good for 90 days, and Met Life will not be re-pulling my credit just prior to closing.
Hallelujah, Praise Jesus!!!!
If that weren't big enough news today, we also got a blessing in disguise. Apparently, there were a string of burglaries in Lee and Russell Counties over the weekend. The thieves were targeting vacant homes with for sale signs in them. Ours was one of them (even though the sign said "sale pending." What was stolen? The AC Unit. Because we're under contract, Fannie Mae is going to have to buy us a new one. SCORE!!!!!
I cannot WAIT for closing! I'm so excited to get out of this apt complex. It's gone downhill quick. Since our car was broken into a little over a month ago, there have been several other break ins, including a flat screen TV that grew legs and walked away last week.
Thank you God, for getting us out of here...