Proverbs 22:7

The rich rule over the poor, and the borrower is slave to the lender.

Saturday, January 1, 2011

2010 Year In Review - Looking Ahead to 2011

2010 was a good year, financially, for us. When the year started we still had $28,513.17 in debt, which were comprised of 2 credit cards, 1 car, and a consolidation loan. Today, our debt is limited to just the car, and we owe a remaining $5,954.12 on it. In other words, we paid off $22559.05 in 2010, or an average of $1879.92 per month. WOW! As you all know if you've been following me for a while, our goal to pay the car off was going to be 2/22/11 - our 2 year anniversary since we started this plan. Unless something significant changes in the next 6-7 weeks, it doesn't appear that we're going to meet that goal, which makes me VERY sad. But, instead of looking at the negative, I must focus on the positive. We're in a much better position than we've ever been before, and 2011 is the year that we're going to knock this out - whenever that might be.

This year, Jonny is still working his part time bookkeeper position, and he's been hired on by Liberty Tax service for the tax season, which will be a little extra income as well. Now that I'm done with grad school, I'm trying to find something easy, part time to do on the side as well to earn a little extra money while Jonny finished school. I delivered pizzas while I was in the military...but I dont think I would feel safe doing that today. I could apply at fall back to second job that I've done 4 different times now, and I always leave on good terms, but my concern with Publix is that they would schedule me hours that I didn't list on my availability. I'm not sure what I'm going to do yet. I like having my evenings and weekends free, so I really hope I can find something I can do from home, if anything.

Well, it's time to get the house cleaned up to start the new year off right. Hope you all have a FANTASTIC new year!

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